Medical doctor “hacks into Nigerian bank systems, creates fake credit cards”

Michael was also accused of sending fake alerts to car dealers after acquiring posh cars from his fraudulent acts.

A 28-year-old medical doctor by the name of Michael Thompson Williams Ujowhzi has landed himself in trouble for allegedly hacking into the system of some Nigerian banks to divert money into his personal account.

Police paraded the “wanted” suspect, who is said to have worked with front line hospitals in Lagos, on Monday.

Michael, in his confessional statement, reportedly boasted of his exploits as a hacker. He was said to have taken a swipe at the country’s banking system, describing it as the easiest to hack, including government-owned accounts.

He was said to have mentioned American Hollywood actor, John Travolta, as one of his victims,from whose account millions of US dollars were diverted weekly.

According to the Police, investigation revealed that Michael created credit cards of deceased foreigners through cyber Ghost 12.

It was gathered that after the credit cards mature, it would be funded through a hacked Swiss account and then any transaction done by genuine accounts owner through Swiss account would be manipulated by the suspect and wired to his contrived credit card.

Michael was also accused of sending fake alerts to car dealers after acquiring posh cars from his fraudulent acts.

He is said to own state of the art cars with customised plate numbers.

Michael was arrested after he allegedly bought a Porsche car worth N28 million and sent a fake alert to the car dealer, Abidogun Adewale.

The car dealer, on getting to the bank, discovered that no money was paid.

Michael reportedly revealed how he generated such fake alerts. He confessed that during such payment, the amount would reflect on the seller’s account at that moment, even if he visited his bank to confirm the payment, but it would disappear after one hour.

Police traced three vehicles he bought through such process to Asaba, Delta State, and Owerri, Imo State. The plate numbers on the three vehicles read HRM OGUEZI 1, II and III, respectively.

According to Punch, Imohimi said the police received a petition against the suspect, who he described as a “professional hacker.”

Imohimi said, “My office received a complaint that there is a syndicate that buys exotic cars and configures a computer programme that sends a fake payment alert to the seller.

“The seller, upon receiving this alert, verifies the alert either through ATM or through Internet banking and then releases the car to the syndicate.

“In this case, when the car dealer went to his bank for his statement of account, it was discovered that the alert and transfer of N28m to his account was only a fake electronic transfer; the money did not register in his account.

“The modus operandi of this suspect is very interesting because he seems to have a very good mastery of the cyber environment. He also creates a credit card through software known as cyber-ghost 12. When the credit card matures, it is then funded through a hacked Swiss account. Any transaction anybody is doing through this Swiss account, the suspect manipulates it and wires the fund into his contrived credit card.

“The interesting part of this report is that the hacker has the ability to shut down the CCTV system of any organisation here in Nigeria for a period of 67 minutes. That is a window period during which any crime can be committed.”

Imohimi said the case was of importance to financial institutions, adding that Nigerian banks should employ certified hackers to secure their systems from hackers.

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